We are having over 15,000 members from Department of Post, Railways Mail Service consisting of 5 States and 1 UT from Haryana, Punjab, J&K, Himachal Pradesh, Chandigarh & Delhi. Any employee from Department of Post, Railways Mail Service consisting from Haryana, Punjab, J&K, Himachal Pradesh, Chandigarh & Delhi can apply for membership, and he/she can become member. Minimum Ten shares (@ 50/-) are required, and member will have to deposit Rs. 500/- as CTS balance per month by way of recovery schedule.

Member-Ship Fee

Rs. 1,500/-

Purpose

To meet personal/family expenses like marriage/education/family functions etc. "except of speculative / prohibited nature".

Eligibility

All working Postal & R.M.S. Personnels with existing member. The member required to purchase the shares (@ 50/-).

Amount of Loan

The loan amount is 20 times of shares held in member account.

Securities

Two sureties (existing members not less then having six months service).