Welcome to Postal RMS Bank
Secure, modern, and convenient banking services for Postal and RMS Employees since 1928.
About The Bank
Serving Postal and RMS Employees with trust and integrity since 1928
The Postal and RMS Employees Coop Bank Limited, Ambala Cantt was initially set up in way back in 1928 at Ambala with only 15 members of Department of Posts and Telegraph as a Coop Society to cater the financial needs of the employees by collecting money from the employees who is having the surplus funds and extending the loan to those who are in need of money with sole social object without profit motive.
As the passage of time, the society was shifted to Lahore (Now in Pakistan) and was again transferred to Ambala after partition in 1947. The Coop Society converted into a Urban Coop Bank in the year 1982.
After 1982, when the institution got the Banking License from Reserve Bank of India (Central Bank), the Bank has expanded its field to the General Public also by accepting the deposits from the Public. The Bank has got the facilities as like other nationalized Banks.
We are the one of the leading Urban Cooperative Bank in Haryana State and having the Highest Deposit and Advances base in the Haryana State among the Urban Coop Banks operating in India.
Rates at a Glance
Competitive rates for members and the public
| Product | Rate |
|---|---|
| Savings Account | 4.00% p.a. |
| FD/RD 15-45 days | 3.00% p.a. |
| FD 46-90 days | 5.50% p.a. |
| FD 91-179 days | 6.00% p.a. |
| FD 180 days to < 1 year | 6.75% p.a. |
| FD 1 year up to 3 years | 7.75% p.a. |
| FD above 3 years | 7.25% p.a. |
| FD - Senior Citizens (all slabs) | +0.50% extra |
| Member Loan (M.C.L.) | 9.90% p.a. |
Deposit rates w.e.f. 01 July 2025; loan rate w.e.f. 01 June 2025. Subject to change. Please confirm at your branch.
Our Services
Everything you need in one place
Membership
Join our community of over 13,300 members from Department of Post and Railways Mail Service. Minimum Ten shares (@ 50/-) required.
Search
Registration status is verified by the bank directly. Contact us to check yours.
How to CheckNews & Updates
Latest announcements and notifications
M.C.L. Increased
01 June 2025M.C.L. for Members increased to Rs. 11,00,000/- wef 01.06.2025. Interest on loan decreased to 9.90% p.a. on Day to Day Basis.
Higher Interest Rates
Offering Higher rate of interest @ 7.75% for 1-3 years and 0.50% extra for Senior Citizens.
Service Charges
Click here to know Service Charges for various services offered by the Bank.
Annual General Meeting
Notice for Annual General Body Meeting. Interest on loan is @ 9.90% on day-to-day basis.
CTS Amount Reduced
CTS Amount Rs 500/-. No attestation from office for CTS withdrawal is required.
List of Unclaimed Accounts / Deaf List
Click here to view the list of unclaimed accounts and dead list.
Documents & Forms
Download forms, reports, and important documents
Contact Us
Get in touch with us
Head Office
The Postal & RMS Co-op Bank Ltd.
Idgah Road
Ambala Cantt. - 133001
Phone: 0171-2600716
Mobile: 8400-8700-80
Email: info@postalrmsbank.in
Branch Office
The Postal & RMS Co-op Bank Ltd.
Kashmiri Gate (Near Delhi GPO)
New Delhi - 110001
Phone: 011-23864650
Email: info@postalrmsbank.in
Customer Care
Customer Care Number:
8400870080
For queries related to:
- Account Services
- Loan Services
- General Inquiries
DICGC Registered
The Postal & RMS Co-op. Bank is registered with DICGC
