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Savings Account

How to Open an Account ?

Download or obtain Account Opening Form, fill it up properly and deposit with the following :-

Furnish proof of Residence (In the form of a copy of Ration Card/ Passport/ Driving Licence/ Electricity Bill/ Telephone Bill/ Identity Card issued by any reputed institution. ORIGINALS be shown only at the time of scrutiny of papers)/ Business address.

Furnish 2 photographs of all the prospective account holder(s).

CUSTOMERS HAVE TO FILL IN THEIR INTEREST THE NOMINATION FORM.

Introduction about you from a person known to the bank preferably by an Account Holder of the Branch, whose account has run satisfactorily at least for the past six months.

Furnish PAN or Declaration Form as the case may be.

Minimum deposits.

Balance to be maintained Without Cheque Book Facility Rs. 500/- With Cheque Book Facility Rs. 1000/-

Current Account

How to Open an Account ?

Download or obtain Account Opening Form, fill it up properly and deposit with the following :-

Furnish proof of Residence (In the form of a copy of Ration Card/ Passport/ Driving Licence/ Electricity Bill/ Telephone Bill/ Identity Card issued by any reputed institution. ORIGINALS be shown only at the time of scrutiny of papers)/ Business address.

Furnish 2 photographs of all the prospective account holder(s).

CUSTOMERS HAVE TO FILL IN THEIR INTEREST THE NOMINATION FORM.

Introduction about you from a person known to the bank preferably by an Account Holder of the Branch, whose account has run satisfactorily at least for the past six months.

Furnish undertakings/ documents/ declarations as applicable. Please refer Current Account opening form for details.

Furnish PAN or declaration of Form No. 60 / 61as the case may be.

Minimum deposits. With Cheque Book Facility Rs. 2000/-

Fixed Deposit Scheme

Product and Benifit

Fixed Deposit products offer liquidity in the shape of Savings / Current deposit funds as well as higher returns as are available on fixed deposit funds. Moreover, there is also an element of flexibility as the depositor can meet funds requirement without losing the interest, since transfer of funds to Savings / Current account is made available as an in-built arrangement whenever required by the depositor. In nutshell, the scheme enables a depositor to get returns on his/her funds as a fixed deposit but at the same time retaining the character of liquidity which is available in Savings Banks/Current Account.

THE CUSTOMER CAN AVAIL INTEREST IN THE FORM OF THREE WAYS

Monthly
Quaterly
Commulative Scheme

Eligibility

Preferably customer will have to open an operative Account (Savings or Current) under the Scheme ( Fixed Deposit), if not maintaining one already. The Account Opening Form (AOF) shall continue to be the same as required for SB / CA. While obtaining Account Opening Form.

Fixed Deposit accounts shall be opened either singly or jointly.

To avail Fixed Deposit products, Staff, Ex-staff, and Senior Citizens will have to maintain accounts under this scheme. Senior Citizens, will get higher rate of interest on their deposit.